Creative Real Estate Finance

Everest Financial Services was launched to provide capital to small and mid-sized investors and developers that have long been underserved by traditional lending sources. Our leadership team comes from a background in real estate finance and development, so we understand the need for creative financial structures. Our expertise and entrepreneurial approach to real estate finance helps us create optimal capital structures to serve the needs of our borrowers.

Everest Financial Services Criteria

PROGRAM OVERVIEW
  • First-Position and Second-Position Deed of Trust/Mortgage
  • Mezzanine Financing
  • Preferred Equity
PROJECT TYPES
  • Multifamily/Apartment Construction
  • Single-family Residential Land A&D/Vertical Construction
  • Raw Land
  • Finished Lots
  • Townhome/Condo Construction
  • Stabilized/Value-Add For-Rent Residential (SFR & Multifamily)
  • Commercial - Office, Retail and Industrial
LOCATIONS
  • Strong growth submarkets throughout the Western U.S.
ADVANCE RATE
  • Up to 85% Loan-to-Cost (Commensurate With Deal Profile)
LOAN SIZE
  • $2,000,000 - $10,000,000 (Larger Considered)
RATES
  • 9.00 - 15.00% (Commensurate With Deal Profile)
FEES
  • 1.00 -2.00% (Commensurate With Deal Profile)
TERM
  • 1-3 years (typically 24+ Months) Extension Options Available Subject to Tests
RECOURSE
  • Typically, Non-Recourse, Subject to Completion Guaranty and Environmental Indemnity
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